Mortgage rates fluctuate daily. There are various websites where you can check the daily rates for each given lender.

National Rates

As of today, the national rates vary between each lender. Bank of America has the lowest rate of 5.057%. Countrywide has the second lowest with 5.205% and Washington Mutual follows with 5.670%. After those companies, Wells Fargo follows with 5.773% and CitiMortgage is at the end with 6.000%. You must remember that these are the national rates and the local rates differ from these numbers.

You’ll find several sites on the web that display the rates of the five biggest mortgage companies nationally, and their effect on the local market. If you desire to check the rates of a specific area and with the top three mortgage companies in Las Vegas, there is an option to do so. You will have to fill out your personal information and the property information to get the rates, but they are free. The mortgage rates are also dependent on the loan type and the loan amount.

Nevada Rates

In Nevada, Bank of America also has the lowest rate of 5.125%. Countrywide has the second lowest with 5.375% and Wells Fargo has a rate of 5.500%. Washington Mutual has a rate of 5.625% and CitiMortgage has the highest rate of 6.000%. These rates are different from the national level and Washington Mutual and Wells Fargo switched places.

The top three mortgage companies in the Las Vegas area are Manchester Capital Group Inc., JP Mortgage Group, and Lakeside Mortgage Company. Just remember, what makes the top mortgage broker or lender for you might not be the same for another person. Do the research and check as many mortgage companies as you can.

Check Daily

As these results show, make sure to look at the rates daily. They have a notice that states when the last update occurred. One is able to check which companies fluctuate the most. If you would like, there is also an option to check the home equity rates. These rates can also be checked at the national and local levels. They are different because they check the APR rate and the estimated monthly values.